Terms of Use

1. Introduction

We are TAG Wealth SA, a Swiss company limited by shares, with registered office at 14 Rue Charles-Bonnet, 1206 Geneva, Switzerland (“TAG“, “we“, “us“, or “our“). We operate a website accessible at https://tagwealth.ch/ (the “Website“).

These terms of use (“Terms of Use“) govern the use of our Website by any visitor or other person browsing, accessing or otherwise using our Website (“you“, “your“).

We may change the Terms of Use at any time without prior notice. The applicable version of the Terms of Use shall be the latest one available on our Website.

By visiting, browsing, accessing or otherwise using our Website, you agree to be bound by these Terms of Use. If you do not agree to these Terms of Use, or if you do not wish to be bound by them, you are not allowed to and must immediately stopvisiting, browsing, accessing or otherwise using our Website. Please read these Terms of Use carefully as they contain important information and affect your rights and obligations towardsTAG.

2. Conditions of Use

You must be of legal age to use our Websiteor have the consent of your legal representative, as required by the applicable legislation.

You are permitted to use this Website solely for lawful and legitimate purposes, in compliance with any terms applicable on our Website, including but not limited to these Terms of Use and applicable laws. Unauthorized use includes, but is not limited to, actions that:

attempt to gain unauthorized access to the Website’s systems, servers, or data;
distribute harmful software such as viruses, malware, or any other technology that could harm the Website, its users, or third parties;
interfere with the normal operation of the Website, including overloading, disrupting, or hacking any part of the Website;
transmit or procure the transmission of any unsolicited or unauthorised advertising, promotional material or any other form of similar solicitation or content;
impersonate any person or entity or falsely state or otherwise misrepresent your affiliation with a person or entity;
engage in any activities that violate any applicable law, and/or the intellectual property rights, privacy rights, or other legal rights of TAG or any third parties; and/or
use the Website for fraudulent, abusive, unethical, immoral or deceptive purposes (such as for phishing, false representation, scams, misleading information, counterfeiting or deceptive advertising purposes).

Any misuse of this Website may result in the termination of your access and legal action where necessary. We may restrict, suspend or prohibit your use of the Website at any time at our discretion.

3. External Links

We do not review, and are under no obligation to review, any third-party websites that contain a link referring to the Website. We make no representations or warranties, express or implied, regarding the quality, relevance, accuracy, completeness, currency, availability, or lawfulness of the content of any such third-party websites, or regarding any products, services, information, or other content made available through such third-party websites. We accept no responsibility or liability whatsoever in connection with such third-party websites, including, without limitation, any collection, processing, or other use of personal data carried out by or through such third-party websites.

4. Requests for services and products

Any request for services or products submitted through the Website is voluntary. By submitting such a request, you authorize TAG to process the information you provide for the purpose of assessing your inquiry and, where applicable, determining your eligibility to receive the requested services or products in accordance with regulatory, contractual, and internal requirements.

Unless otherwise required by applicable law or expressly agreed in writing, payments made in connection with requests for services or products are non-refundable. By submitting a request, you acknowledge and agree that any funds paid are intended solely for the specific services or products described on the Website or otherwise communicated by TAG.

TAG reserves the right, at its sole discretion, to decline, refuse, or not process any request for services or products for any reason, including, without limitation, concerns related to regulatory compliance, client-onboarding or suitability requirements, feasibility, or ethical considerations.

For information on how your personal data is processed in connection with requests for services or products, please refer to our Privacy Policy available at [insert hyperlink to Privacy Policy]. If you have any questions regarding your request, please contact us at info@tagwealth.ch.

5. Limitation of Liability

To the fullest extent permitted by applicable law, TAG’s liability in connection with any breach of these Terms of Use, and/or your access to or use of the Website is entirely excluded.

In particular, TAG shall not be liable for any damages arising from or related to: (1) your access to, use of, inability or delay in accessing or using the Website; (2) any actions taken by TAG in good faith pursuant to applicable law or these Terms of Use; (3) or any extraordinary circumstances beyond TAG’s reasonable control, including cases of force majeure, cyber-incidents, outages or other disruptions; (4) any interaction with, or reliance on, third-party websites or services linked to or accessible from the Website; and (5) any breach of these Terms of Use by TAG (except in case of fraud, or gross negligence of its corporate bodies).

Under no circumstances will TAG be liable for indirect or consequential damages, loss of profits or revenue, loss of data, loss of use, loss of goodwill, business interruption, third-party claims, or any special, incidental or punitive damages, even if advised of the possibility of such damages.

You remain responsible for taking all necessary steps to prevent or mitigate damages. TAG will not be liable for any losses that could have been avoided or reduced through such mitigation efforts.

6. Disclaimers

The Website, its content, and any services or products provided through it are made available on an “as-is” and “as-available” basis, without any warranties of any kind, whether express or implied. To the fullest extent permitted by applicable law, TAG makes no representation or warranty regarding the accuracy, completeness, reliability, suitability, or security of the Website or its content, and does not warrant that access will be uninterrupted or error-free, that defects will be corrected, or that the Website or its servers are free of viruses or other harmful components.

Nothing on the Website shall be understood as legal, financial, or investment advice, or as a recommendation to invest. Asset management and investment advisory activities involve inherent risks, including market fluctuations, the potential loss of capital, and other risks associated with investing. Past performance is not indicative of future results, and there can be no guarantee that any investment strategy or recommendation will achieve its intended outcomes.

No advice, information, or content obtained from TAG through the Website, whether oral or written, creates any warranty not expressly stated in these Terms of Use. These disclaimers operate in addition to, and without limiting, the liability exclusions set forth elsewhere in these Terms of Use

7. Indemnification

You agree to indemnify, defend, and hold harmless TAG, its affiliates, and their respective directors, officers, employees, and agents from and against any and all losses, damages, liabilities, costs, expenses, claims, demands, and proceedings arising out of or in connection with: (1) your breach of these Terms of Use; (2) your violation of any applicable law or regulation; (3) any incorrect, incomplete, or misleading information you provide to us; and/or (4) any infringement or alleged infringement of our intellectual property rights or those of any third party. Such indemnification applies regardless of whether any fault, negligence, or wrongdoing can be attributed to you.

This indemnification obligation is cumulative and applies in addition to any other rights, remedies, or claims available to TAG under these Terms of Use or applicable law.

8. Personal Data

When you visit the Website, we collect and process some of your data.

For further information about how we process your personal data, please refer to our Privacy Policy available here [insert hyperlink to Privacy Policy]. Our Privacy Policy may be updated from time to time without prior notice.

9. Intellectual Property

All content and materials on this Website including, without limitation, text, images, graphics, logos, designs, audio and video content, software, data compilations, names, domain names, and trademarks (“Content“), are the exclusive property of TAG or its licensors and are protected by applicable intellectual property laws.

You may access, view, and print Content solely for personal, non-commercial use, provided you do not modify the Content and retain all copyright and proprietary notices. No other rights, express or implied, are granted.

You are strictly prohibited from, without TAG’s prior written consent:

reproducing, distributing, displaying, transmitting, or commercially exploiting any Content;
creating derivative works from any Content;
removing or altering copyright, trademark, or other proprietary notices; and
using Content and/or TAG’s intellectual property in any way that suggests endorsement, affiliation, or partnership.

Nothing in these Terms of Use transfers any intellectual property rights to you. All rights not expressly granted remain reserved by TAG and its licensors.

Unauthorized use of intellectual property will result in legal action and immediate termination of access to the Website.

10. Miscellaneous

Breach of these Terms. We reserve the right, at our entire discretion and without incurring any form of liability or financial penalty, to terminate your access to the Website in case of breach of applicable laws or of these Terms of Use on your part.

Severability. If any provision of these Terms of Use is held by a court of competent jurisdiction to be contrary to law, such provision shall be modified by the court and interpreted so as best to accomplish the objectives of the original provision to the fullest extent permitted by law, and the remaining provisions of these Terms of Use shall remain in effect. Should a court decline to so modify these Terms of Use, and rule that any term, provision or part of these Terms of Use is to any extent held invalid, void or unenforceable, the remainder of these Terms of Use will not be impaired or affected thereby, and each term, provision and part thereof will continue in full force and effect, and will be valid and enforceable to the fullest extent permitted by law.

Assignment. You may not assign any of your rights and obligations under these Terms of Use (or any part thereof) without our prior written consent.

No waiver. Should we fail to enforce or exercise or experience a delay in enforcing or exercising any of our rights under these Terms of Use, such failure will not be construed as constituting a waiver of such rights, nor will it compromise any enforcement or exercise of such rights, whether now or in the future.

Amendments. We may amend and update these Terms of Use at any time and without prior notice. The current version published on the Website is authoritative. We encourage you to visit this page periodically for any updates.

Applicable law. These Terms of Use, including their construction, validity, performance, and any non-contractual obligations arising from or in connection with them, as well as any disputes relating thereto, shall be governed by and construed in accordance with the substantive laws of Switzerland, excluding its conflict-of-law rules and the United Nations Convention on Contracts for the International Sale of Goods (Vienna, 1980).

Jurisdiction Any dispute, controversy, claim or disagreement arising from or in connection with these Terms of Use, including claims based on contract, tort, common law, equity, statute, regulation, order or otherwise, shall be submitted to the exclusive jurisdiction of the ordinary courts at the registered office of TAG in canton of Geneva, Switzerland.

11. How to Contact us

For general inquiries, you may contact us at info@tagwealth.ch.